Strict envelope planning.
Zero approximation.
MintChip merges strict cash flow allocation with multi-currency partitions and stock/crypto portfolios. Engineered for absolute accuracy with a terminal-grade aesthetic.
Bring in your cash. Keep currencies separated.
Import bank statements or log starting balances. When handling foreign currency, MintChip isolates them into distinct on-budget partitions—ensuring EUR cash is budgeted in EUR, and USD cash in USD.
Envelopes get every dollar. Zero exceptions.
Every dollar of cash on hand is assigned to an envelope. Your "Money to Assign" is the core steering mechanism. If you allocate a dollar to rent, it stays locked in rent. We evaluate your monthly envelope compliance with an algorithmic **Discipline Score**.
Unified investment portfolios.
Model investment accounts with a linked 1:1 cash sleeve tracking account. Log trade events (buy, sell, splits) to automatically calculate average costs and track positions alongside your cash holdings.
Control starts now.
Stop estimating. Know exactly where every currency unit and position stands.